Gary Ainley is one of the directors at Expert Collections and has over 35 years’ experience in the commercial debt recovery field. He is a member of the Chartered Institute of Credit Management, the industry marker for professionalism in the credit management industry. . As a business Expert Collections are passionate about recovering your overdue debts, it is important to remember it is your money after all. They have an incredible success rate in recovering overdue accounts and the main benefit is that they do not charge you commission. They apply late payment legislation and charge the debtor company for their services thus enabling you to receive 100% of the money owed to you.